Sami N M Abushammala born on August 11, 1977 in Jerusalem, He is married and has 2 sons and 3 daughters. He is an Assistant Professor at the University College of Applied Sciences (UCAS), where he has been since 2005. He also currently serves as a consultant of RAI consult office since 2011. During 2006-2008 he was the manager of Khanuonis branch for Sama Gaza Co., the agent of Easy forex in Palestine. He received his B.S. from Alazhar University in 2001, and M.S. from the Arab Academy for Banking & Financial Science– Amman. He received his Ph.D. in Finance the Universiti Sains Malaysia (USM) in 2015. His research interests are financial analysis, assessment, economics, financial markets, liquidity management, entrepreneurship, and performance evaluation. In 2016, Google Scholar reports 9 citations to his work. He has given numerous invited talks and workshops. He participated as a mentor of Gaza Startup Weekend Education during an intense 54 hour event which focused on education wh